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Unforeseen events and emergencies warrant immediate cash flow, which is why some investors may consider liquidating their FD investments before maturity. However, you can tend to emergencies without breaking your FD, by taking a loan against fixed deposit. Loan against Fixed Deposit is a secured loan, where you can pledge your FD as collateral, in return for the loan amount.

We offer easy Loan against Fixed Deposits at lower interest rates, from different banks with quick processing, flexible repayment options, and minimal documentation.

  • High-value loan

     Get loan up to 75% of the amount in a cumulative FD, and up to 60% of the amount in a non-cumulative FD.

  • Minimal documentation

     With simpler paperwork and single-page documentation, get guaranteed approvals.

  • Quick processing

     Get the funds you need, quickly and easily.

  • Flexible repayment options

     Repay your loan over flexible tenors starting 90 days from when you first invested, right up to the remaining tenor of the FD.

  • Zero extra charges

     There are no foreclosure or part-prepayment charges, to make the loan more affordable for you. Fund your emergency needs easily by applying for Loan against Fixed Deposit from Bajaj Finserv today.

  • How is it given?

     Loan against fixed deposit is given in the form of an overdraft against your deposited amount. This is an alternative given to you instead of breaking the deposit prematurely.

  • The interest rate on the loan

    The interest rate charged on the loan given on a fixed deposit is usually 2-2.5% above the interest paid by the bank on the deposit. Once again, it varies from bank to bank.

If you want to go for any type of requirement, you can easily rely on us. We will provide you the best solutions on rate and charges according to your eligibility. 

You can just apply from here and our executive will call you and help you with the desired process.